Security
Patented technology masks credentials, shields sensitive information between payor and payee, and upholds security.
Instant Settlement
Real-time settlement generates monetary value to the payor and provides immediate liquidity for the payee.
Seamless Transactions
Seamless and cost-effective payments transact with minimal or no third-party touchpoints.
Trust
A secure framework is established by banks for origination and destination of funds for customers with KYC compliance.
Control
Programmable features include ephemeral conditions for short-lived use and conditions for specific payment purposes, along with unique messaging.
Flexibility
Interoperability enhances connectivity between various payment systems and platforms.
High Performance for Real-Time Liquidity
The Vaiu token platform creates, validates, executes, and expunges Vaiu Ephemeral Tokens. This high-performance cloud-driven engine is built for scalability, enabling real-time processing of millions of tokens per second. Vaiu’s technology platform is scalable to process millions of tokenized payments in real-time, ensuring efficient management of token transactions.
Shaping the Future of Payment Architecture
Payment systems like credit cards and bank transfers depend on outdated architecture, which is now challenged by Distributed Ledger Technology (DLT). Vaiu Tokenized Pay offers a cost-effective alternative that uses the trust hierarchy of national cash systems. It features a centralized token resolution service for efficient routing and validation, generating ephemeral tokens at banks based on the payor’s instructions, thus enhancing trust and efficiency.
Seamless Integration of Core Banking Systems and Compliance Solutions
Vaiu provides seamless integration with essential Core Banking Systems, along with robust KYC, AML, and fraud monitoring solutions. This integrated approach creates a secure and compliant financial ecosystem, fostering confidence among financial institutions and their customers.
Ephemeral Elements
Ephemeral features of Vaiu’s tokens are solely for the duration necessary to facilitate a transfer of value between two authenticated entities. These ephemeral tokens enable value transfer, convey information, and trigger cloud functions efficiently.
Human-Centric Design
Our focus is on user experience, utilizing easily recognizable characters that can be read, written, and spoken. This approach ensures a simple, uniform experience for conversational interfaces, voice interactions, and remote or e-commerce transactions while safeguarding personal identity and sensitive credentials, including government-issued identifiers, account numbers, phone numbers, emails, names, and addresses.
