Vaiu Tokenized Pay Software

Patent-pending software masks credentials, shields sensitive information between payor and payee, and upholds security.

Security

Patented software masks credentials, shields sensitive information between payor and payee, and upholds security.

Instant Settlement

Generates monetary liquidity to the payor and real-time settlement for the payee.

Seamless Transactions

Seamless and cost-effective payments transact with minimal or no third-party touchpoints.

Trust

A secure framework is established by banks for origination and destination of funds for customers with KYC compliance.

Control

Programmable features include ephemeral conditions for short-lived use and conditions for specific payment purposes, along with unique messaging.

Flexibility

Interoperability enhances connectivity between various payment systems and platforms.

Instant Payments. Infinite Possibilities.

Vaiu’s Innovative Payment Software

Vaiu’s payment Innovative software addresses a crucial everyday challenge: protecting business and personal account credentials while conveying information and transferring value effectively and swiftly. All of this without adding unnecessary layers of costly digital complexity.

Vaiu has pioneered a software protocol that delivers on the three distinct, independent actions of payments – withdraw, give, and receive. The patent-pending protocol is the closest to how physical cash moves between people, institutions, and businesses.

Your payment experience can integrate Vaiu’s software to drive efficiencies for you and your customers.

Comprehensive Features

High Performance for Real-Time Liquidity

The Vaiu token software creates, validates, executes, and expunges Vaiu Ephemeral Tokens. This high-performance engine is built for scalability, enabling real-time processing of millions of tokens per second. Vaiu’s software is scalable to process millions of tokenized payments in real-time, ensuring efficient management of token transactions.

Shaping the Future of Payment Architecture

Payment systems like credit cards and bank transfers depend on outdated architecture, which is now challenged by Distributed Ledger Software (DLT). Vaiu Tokenized Pay offers a cost-effective alternative that uses the trust hierarchy of national cash systems. It features a centralized token resolution service for efficient routing and validation, generating ephemeral tokens at banks based on the payor’s instructions, thus enhancing trust and efficiency.

Seamless Integration of Core Banking Systems and Compliance Solutions

Vaiu software provides seamless integration with essential core banking systems and robust KYC, AML, and fraud monitoring solutions. This integrated approach creates a secure and compliant financial ecosystem, fostering confidence among financial institutions and their customers.

Ephemeral Elements

Ephemeral features of Vaiu’s tokens are solely for the time necessary to facilitate a transfer of value between two authenticated accounts. These ephemeral tokens enable value transfer, convey information, and trigger cloud functions efficiently.

Human-Centric Design

Our focus is on user experience, utilizing easily recognizable characters that can be read, written, and spoken. This approach ensures a simple, uniform experience for conversational interfaces, voice interactions, and remote or e-commerce transactions while safeguarding personal identity and sensitive credentials, including government-issued identifiers, account numbers, phone numbers, emails, names, and addresses.

Powerful Software Solutions.
Easy Integration.

  • Built for Scale

    Designed to handle millions of transactions seamlessly.
  • Trusted Financial Leaders

    Supporting businesses and financial institutions globally.
  • Seamless Integration

    Easily integrates with existing banking systems and platforms.
  • Global Reach

    Supporting secure payments across multiple regions worldwide.