Finance is essential to help people escape a hand-to-mouth existence. Your finances are disconnected from the rest of the world is the reality today if you are poor or
Banks Are Not There An estimated 2.5 billion adults lack access to basic formal financial services. This situation arises because banks do not find it economically attractive to deploy banking infrastructure and staff bank employees in poor and rural areas. Branch penetration, for example, averages only two branches per 100,000 people in the poorest country
Product innovations on Mobile money Mobile money has often been likened to a network of digital rails through which a variety of financial and payment services can be delivered. Much
